Value Checking

Anytime Access with Any Account




Online Banking with Bill Pay Mobile App with Mobile Deposit Debit Card with CardCash TM

Looking for the basics?

Look no farther. Value Checking offers you the benefit of simple checking with anytime access to all of the features above. And with its low-maintenance structure, Value Checking is easy to begin and easy to build for adults and kids alike.*

Even Better . . .

Enjoy the simplicity of:

  • No monthly fee
  • No minimum balance*
  • Free e-statements to track your growth


Grow Your Savings, Too

With a Value Checking Account, you also have the option to open a FSG Smart Savings Account with no monthly fee. Earn interest as you build your savings. Even use your savings to back up your checking account and avoid expensive NSF fees from an overdraft.

Save Smarter


The Value of Security

IBM's Trusteer Rapport is included with your Value Checking Account, too. Protect your financial and personal information as you bank and perform other financial transactions online.

About Trusteer


With your account, you can also opt in for Bounce Plus Protection against NSF fees and avoid the panic that comes with overdrawing your account.*

Opt In Now


Get Started

Send us a checking account inquiry to talk with one of our representatives about opening your Value Checking Account and taking advantage of its numerous features today.

Get Started

Take a look at our other account options.

View Checking Accounts

*See Terms of Use

General Account Qualifications

Value Checking account holders under the age of 18 must have an adult cosign on the account.

Monthly Fees

Value Checking has no minimum balance and no monthly fee. However, a minimum deposit of $100 is required to open the account.

ATM Information

FSG Bank is a member of the MoneyPass ATM network . "Non-FSG ATM" applies to ATMs outside the FSG Bank and MoneyPass networks.

Other Terms & Fees

Fees may apply where FSG covers charges to insufficient funds in the account. Value Checking account holders may opt in to Bounce Plus Protection in order to avoid NSF fees in case of overdrawing the account. Overdraft Protection is also available to you for avoiding these fees. The Overdraft Protection Transfer Fee is $9.95 per transfer.

Mailed statements are available for a nominal fee.

Shipping and handling is not included for the first free order of checks.

For a list of applicable fees, please refer to our Fee Schedule .