Student Checking

Anytime Access with Any Account




Online Banking with Bill Pay Mobile App with Mobile Deposit Debit Card with CardCash TM

Avoid the Fees

The essential Student Checking offers you added flexibility for your campus life and your college budget. In addition to the services above, get:

  • No monthly fee
  • No required minimum balance*
  • Three non-FSG ATM fees waived each month
  • No annual fee on the Visa College Credit Card .*
Plus . . .
  • Your first 50 basic checks free
  • Free monthly e-statements*


There's More!

As part of the MoneyPass network, FSG offers you over 24,000 ATMs nationwide at no additional cost. Great for wherever you're going, whether you're headed home, headed out with friends, or even headed to the big road game.

Find an ATM Now


Start setting money aside now

With your Student Checking Account, you can also open a FSG Smart Savings Account and start setting aside money for a later day. Your Smart Savings earns you interest as it grows, and there's no monthly fee attached since you're a Student Checking account holder. Use the saving account, too, to back up your checking and avoid the expensive NSF fees in the case of an overdraft.

Save Smarter


Account protection

IBM's Trusteer Rapport is included with your Student Checking Account, too. Protect your financial and personal information as you bank and perform other financial transactions online.

About Trusteer


With your account, you can also opt in for Bounce Plus Protection against NSF fees and avoid the panic that comes with overdrawing your account.*

Opt In Now


Get Started

There's a lot to be earned with your Student Checking Account, so don't wait until mid-semester to open it. Contact us today through our checking inquiry and start managing your money with Student Checking.

Get Started

Take a look at our other account options.

View Checking Accounts

*See Terms of Use

General Account Qualifications

FSG's Student Checking is designed for students ages 18-24. Proof of current student status is needed when you enroll for the account. When you turn 25 years old, your Student Checking Account automatically changes to a FSG Value Checking Account.

Application and credit approval are required for Visa College Credit Card.

Monthly Fees

The Student Checking Account has no minimum balance and no monthly fee. However, a minimum deposit of $100 is required to open the account.

ATM Information

FSG is a member of the MoneyPass ATM network . "Non-FSG ATM" applies to ATMs outside the FSG Bank and MoneyPass networks

Other Terms & Fees

Fees may apply where FSG covers charges to insufficient funds in the account. Student Checking Account holders may opt in to Bounce Plus Protection in order to avoid NSF fees in case of overdrawing the account. Overdraft Protection is also available to you for avoiding these fees. The Overdraft Protection Transfer Fee is $6.95 per transfer for Student Checking.

Mailed statements are available for a nominal fee.

Shipping and handling is not included for the first free order of checks.

For a list of applicable fees, please refer to our Fee Schedule .